With the Capital One Quicksilver, those gas and grocery purchases will earn 1.5% cash back. Travel rewards cards often offer extra points in certain categories, but regular spending such as gas and groceries might only net you 1X points.

The Capital One Quicksilver is also great to have in your wallet alongside a premium travel rewards card. It also comes with travel accident insurance, concierge service, and travel assistance services. There are no foreign transaction fees with this card, so you won’t get dinged on purchases made abroad. If you’re looking for a robust rewards rate on all categories with simple redemption options, this card is a solid choice.Īlthough frequent travelers may be better served by a premium travel rewards credit card with a higher earning rate on travel purchases, the Capital One Quicksilver card has several benefits that make it appealing to the occasional traveler. You can redeem your rewards for cash, apply your cash back to a recent purchase, or choose a gift card. The Capital One Quicksilver credit card offers simple and straightforward rewards: cardholders earn 1.5% cash back on every purchase, every day and 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply). Plus, you’ll still get the same cardholder perks.Įarning cash back with the Capital One Quicksilver Your card will be accepted at most locations worldwide, and you won’t notice a difference when you use it for everyday spending. So if you’re thinking about applying for a Quicksilver card, you can expect the same great benefits with Mastercard. Overall, differences between the two networks are minor, and the recent change will only impact new cardholders. Recently, Capital One switched some of its credit cards from the Visa to Mastercard payment network, and the Quicksilver was one of them. Is the Capital One Quicksilver a Visa or Mastercard? If you’re interested in a cash back card and curious about the Capital One Quicksilver Cash Rewards Credit Card, read on to learn more about this card and its benefits. Or you might just be looking for a cashback card with straightforward rewards that are easy to redeem. Maybe you're looking for the best balance transfer cards to help pay off debt, or you're an avid traveler looking for premium travel rewards cards. If you’re applying for a new credit card, it’s important to do your research and find the one that best fits your needs and financial goals.

Capital one credit card types